WA First Home Owner Grant — 2026
The First Home Owner Grant (FHOG) is a one-off Western Australian Government payment of up to $10,000 to help eligible first home buyers purchase or build a new home. There is no income or assets test.
| Item | Current WA rule |
|---|---|
| Grant amount | Up to $10,000 (or consideration if less) |
| Property type | New home only |
| Cap — south of 26th parallel (from 7 May 2026) | $800,000 |
| Cap — south (on or before 6 May 2026) | $750,000 |
| Cap — north of 26th parallel | $1,000,000 |
| Application deadline | Within 12 months of transaction completion |
Who Is Eligible?
- First home buyer — you have not previously owned residential property in Australia
- Buying or building a new home for use as your principal place of residence
- Total transaction value within applicable cap (location and contract date)
- At least one applicant is an Australian citizen or permanent resident (check current rules)
- Apply within 12 months — late applications are not accepted
First Home Buyer Transfer Duty WA
First Home Owner Grant ≠ First Home Owner Rate of Duty. Transfer duty concessions apply to new and established homes.
| Transaction (from 7 May 2026) | Transfer duty |
|---|---|
| Home up to $600,000 | $0 |
| Home $600,001 – $800,000 | $16.15 per $100 over $600,000 |
| Vacant land up to $450,000 | $0 |
| Vacant land $450,001 – $550,000 | $20.14 per $100 over $450,000 |
See the WA first home owner rate fact sheet for full rules. System updates for some 2026 reforms may roll out progressively — confirm with RevenueWA before settlement.
Regional Differences
The 26th parallel of south latitude divides WA for FHOG caps. Perth metropolitan areas are south of the parallel. Northern WA has a higher cap of $1,000,000.
Assistance Comparison
| Program | Benefit | Property | Status |
|---|---|---|---|
| First Home Owner Grant | Up to $10,000 | New home within cap | Current |
| First home owner rate | $0 duty up to $600,000 | New or established home | Current |
| Keystart | Low-deposit finance | Eligible WA properties | Current (separate eligibility) |
| FHSS scheme | Super-based deposit | Any eligible first home | Current (federal) |
How to Apply
- Confirm FHOG and transfer duty eligibility on wa.gov.au
- Complete your purchase or building contract for a new home
- Lodge form F-FHOG1 within 12 months of completion
- Apply through your lender, settlement agent or directly to the Department of Finance
- Provide identity, contract and supporting documents
- Grant paid after approval; duty concession applied at settlement
Worked Examples
Example 1 — Perth new home: Sam buys a new house in Perth for $550,000 (contract from 7 May 2026). FHOG: $10,000. Transfer duty: $0 (under $600,000).
Example 2 — Concessional duty only: A new Perth home for $750,000 (contract from 7 May 2026) qualifies for the $10,000 FHOG. Transfer duty is assessed at $16.15 per $100 over $600,000 (not $0).
Example 3 — Above both caps: A new metro home for $820,000 exceeds the $800,000 FHOG cap and the $800,000 FHOR ceiling — no grant and standard transfer duty applies.
Example 4 — Established home: Taylor buys an established home for $480,000. No FHOG, but may pay $0 transfer duty under the first home owner rate.
Common Reasons Applicants May Not Qualify
- Previously owned residential property
- Established home (FHOG is new only)
- Transaction value exceeds regional cap
- Application lodged after 12-month deadline
- Not occupying as principal place of residence
Related: First home buyers grant Victoria · FHSS scheme · Build-to-rent Australia
Frequently Asked Questions
How much is the first home buyers grant in WA?
The WA First Home Owner Grant is up to $10,000 for eligible buyers of new homes. The grant is the lesser of $10,000 or the consideration paid.
Who qualifies for the WA First Home Owner Grant?
You must be a first home buyer, purchase or build a new home for use as your principal place of residence, and meet property value caps. There is no income or assets test for the FHOG.
Can I get the WA grant for an established home?
No. The WA FHOG is for new homes only. Established homes may qualify for the first home owner rate of transfer duty (stamp duty concession) if eligible.
What is the maximum property price for the WA grant?
For contracts from 7 May 2026: $800,000 south of the 26th parallel (including Perth metro), or $1,000,000 north of the 26th parallel. Contracts before that date had a $750,000 south cap.
What is the first home buyer stamp duty concession in WA?
From 7 May 2026: no transfer duty on homes up to $600,000, with a concessional rate up to $800,000 ($16.15 per $100 over $600,000).
Can I get the grant and transfer-duty concession?
Yes, if you meet each program's eligibility rules. From May 2026 reforms, FHOG value caps and first home owner rate thresholds are no longer linked — you may qualify for duty relief even if the transaction exceeds the FHOG cap.
Can couples apply for the WA first home buyers grant?
Yes. Couples apply together, but only one grant is payable per eligible transaction.
How do I apply for the WA First Home Owner Grant?
Apply within 12 months of completion through an approved agent, your lender, or the WA Department of Finance using form F-FHOG1.
Are there regional differences in WA?
Yes. Property value caps differ north vs south of the 26th parallel of south latitude. Perth metropolitan areas are south of the parallel. North cap: $1,000,000.
What other first-home-buyer assistance is available in WA?
First home owner rate of duty, Keystart low-deposit loans, federal First Home Guarantee and Help to Buy, and FHSS. Check wa.gov.au for current programs.
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