Victoria First Home Owner Grant — 2026
The First Home Owner Grant (FHOG) is a one-off Victorian Government payment to help eligible first home buyers purchase or build a new home. It is administered by the State Revenue Office (SRO).
| Item | Current Victorian rule |
|---|---|
| Grant amount | $10,000 |
| Property type | New home only (never sold or occupied as a residence) |
| Maximum value | $750,000 |
| Occupancy | Live in home 12 months within 12 months of settlement/completion |
| Application | Through lender or SRO Victoria |
Who Is Eligible?
- You (and your spouse/partner) have not owned residential property in Australia before
- You are buying or building a new home valued at $750,000 or less
- The property has never been sold, occupied, leased or used for short-term accommodation
- You will live in the home as your principal place of residence
- At least one applicant is an Australian citizen or permanent resident (check current SRO rules)
- You apply within the required timeframe (generally within 12 months of settlement/completion)
First Home Buyer Stamp Duty Victoria
First Home Owner Grant ≠ stamp duty concession. These are separate programs with different rules.
| Dutiable value | First home buyer stamp duty |
|---|---|
| Up to $600,000 | $0 — full exemption |
| $600,001 – $750,000 | Sliding-scale concession |
| Above $750,000 | No first home buyer duty relief |
Stamp duty concessions apply to new and established homes (unlike the FHOG). See the SRO first home buyer duty page for current rules and vacant land treatment.
Assistance Comparison
| Assistance | Benefit | Property type | Status |
|---|---|---|---|
| First Home Owner Grant | $10,000 cash grant | New homes ≤ $750,000 | Current |
| Stamp duty exemption | $0 duty | New or established ≤ $600,000 | Current |
| Stamp duty concession | Reduced duty | New or established $600,001–$750,000 | Current |
| FHSS scheme | Super-based deposit savings | Any eligible first home | Current (federal) |
How to Apply
- Confirm you meet FHOG and/or stamp duty eligibility on sro.vic.gov.au
- Sign a contract for an eligible new home (or building contract)
- Apply through your mortgage lender (grant paid at settlement) or directly to SRO
- Provide identity, contract and eligibility documents
- Claim stamp duty exemption/concession at settlement via your conveyancer
- Move in within 12 months and occupy for 12 months
Worked Examples
Example 1 — Eligible new home: Mia buys a new townhouse for $580,000. She qualifies for the $10,000 FHOG and pays $0 stamp duty (under $600,000).
Example 2 — Above FHOG cap: James buys a new home for $780,000. No FHOG (exceeds $750,000). No first home buyer duty relief (exceeds $750,000).
Example 3 — Established home: Priya buys an established apartment for $550,000. No FHOG (not new), but she may qualify for $0 stamp duty as a first home buyer.
Common Reasons Applications Fail
- Previously owned property (applicant or spouse/partner)
- Established home — FHOG is new homes only
- Property value exceeds $750,000
- Failure to occupy as principal residence for 12 months
- Late application or incomplete documentation
Related: FHSS scheme · First home buyers grant WA · Rental affordability
Frequently Asked Questions
How much is the first home buyers grant in Victoria?
The Victorian First Home Owner Grant is $10,000 for eligible buyers of new homes valued up to $750,000.
Who qualifies for the Victorian First Home Owner Grant?
You must be a first home buyer (you and your spouse/partner cannot have owned residential property in Australia), buy or build a new home valued at or below the cap, and live in the home as your principal place of residence for at least 12 months within 12 months of settlement or construction completion.
Can I get the grant for an established home?
No. The Victorian FHOG is for new homes only — properties that have never been sold or occupied as a residence. Established homes may still qualify for first home buyer stamp duty concessions.
What is the maximum property price for the Victorian grant?
$750,000 dutiable value for new homes. Above this cap, the FHOG does not apply.
Can I get the first home buyers grant and stamp duty exemption?
Yes, if you meet each program's rules. The FHOG is for new homes up to $750,000. Stamp duty relief applies separately — full exemption up to $600,000 and a sliding concession up to $750,000.
Can couples apply for the Victorian first home buyers grant?
Yes. Couples apply together, but only one grant is paid per eligible transaction. Both applicants (and their spouses/partners) must meet the first-home ownership test.
Can I get the grant if my partner previously owned a home?
Generally no. If your spouse or domestic partner has previously owned residential property in Australia, you may not qualify as a first home buyer for the FHOG.
How do I apply for the Victorian First Home Owner Grant?
Apply through your lender (at loan application) or directly via the State Revenue Office Victoria online portal. Supporting documents include identity, contract and eligibility evidence.
How long does the grant take to be paid?
If approved, the grant is typically paid at settlement when applying through a lender, or within about 10 working days when lodging directly with the SRO (subject to processing).
What other first-home-buyer assistance is available in Victoria?
First home buyer stamp duty exemptions/concessions, federal schemes (First Home Guarantee, Help to Buy), FHSS super saver, and off-the-plan duty concessions for eligible contracts. Check current programs on sro.vic.gov.au.
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This guide is verified directly against primary Australian legislative sources, including the Australian Taxation Office (ATO) rates, Fair Work Ombudsman awards, and federal agency EAs.
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