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.8fr;align-items:center;gap:4rem;display:grid}.page-module___8aEwW__heroTitle{font-family:var(--font-display);color:var(--sc-on-surface);letter-spacing:-.025em;margin-bottom:1.25rem;font-size:clamp(2.5rem,5vw,3.75rem);font-weight:700;line-height:1.1}.page-module___8aEwW__heroItalic{color:var(--sc-gold);font-style:italic}.page-module___8aEwW__heroDesc{color:var(--sc-on-surface-variant);max-width:600px;margin-bottom:2.25rem;font-size:1.125rem;line-height:1.7}.page-module___8aEwW__heroActions{flex-wrap:wrap;align-items:center;gap:1rem;display:flex}.page-module___8aEwW__btnPrimary{border-radius:var(--r-md);background:var(--sc-teal);color:#fff;height:52px;font-family:var(--font-body);transition:all var(--ease);align-items:center;padding:0 28px;font-size:.9375rem;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 3px 12px #0d7d6b40}.page-module___8aEwW__btnPrimary:hover{background:var(--sc-teal-dark);transform:translateY(-2px);box-shadow:0 6px 20px 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#201b130a}.page-module___8aEwW__benchmarkCard:nth-child(2n){border-top-color:var(--sc-gold)}.page-module___8aEwW__benchmarkCard:hover{box-shadow:var(--shadow-card);transform:translateY(-3px)}.page-module___8aEwW__benchmarkIcon{margin-bottom:4px;font-size:1.25rem}.page-module___8aEwW__benchmarkValue{font-family:var(--font-display);color:var(--sc-on-surface);font-variant-numeric:tabular-nums;margin-bottom:4px;font-size:1.75rem;font-weight:700;line-height:1.15}.page-module___8aEwW__benchmarkLabel{color:var(--sc-teal-dark);margin-bottom:2px;font-size:.8125rem;font-weight:700}.page-module___8aEwW__benchmarkSub{color:var(--sc-on-surface-variant);font-size:.75rem;line-height:1.35}.page-module___8aEwW__sectionWrapper{background:var(--sc-white);padding:96px 0;position:relative}.page-module___8aEwW__sectionAlt{background:var(--sc-surface-low);border-top:1px solid var(--sc-surface-high);border-bottom:1px solid var(--sc-surface-high)}.page-module___8aEwW__sectionHeader{text-align:center;max-width:880px;margin:0 auto 3.5rem}.page-module___8aEwW__sectionEyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--sc-gold-dark);margin-bottom:.65rem;font-size:.8125rem;font-weight:700;display:inline-block}.page-module___8aEwW__sectionTitle{font-family:var(--font-display);color:var(--sc-on-surface);margin-bottom:1rem;font-size:clamp(2.1rem,3.5vw,2.75rem);font-weight:700;line-height:1.18}.page-module___8aEwW__sectionDesc{color:var(--sc-on-surface-variant);font-size:1.0625rem;line-height:1.7}.page-module___8aEwW__twoColLayout{grid-template-columns:1.15fr .85fr;align-items:start;gap:3.5rem;display:grid}.page-module___8aEwW__proseColumn{color:var(--sc-on-surface-variant);font-size:1.0625rem;line-height:1.75}.page-module___8aEwW__proseColumn p{margin-bottom:1.35rem}.page-module___8aEwW__proseColumn h3{font-family:var(--font-display);color:var(--sc-on-surface);margin:2.25rem 0 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1.25rem;font-size:.9375rem;line-height:1.6;display:flex}.page-module___8aEwW__featureCheck{border-radius:var(--r-full);background:var(--sc-teal);color:#fff;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;margin-top:2px;font-size:.75rem;font-weight:700;display:inline-flex}.page-module___8aEwW__calloutBox{background:linear-gradient(135deg, var(--sc-surface-low) 0%, var(--sc-surface-mid) 100%);border-left:4px solid var(--sc-teal);border-radius:0 var(--r-lg) var(--r-lg) 0;margin:2rem 0;padding:1.5rem 1.75rem;box-shadow:0 2px 6px #0d7d6b0d}.page-module___8aEwW__calloutTitle{font-family:var(--font-display);color:var(--sc-teal-dark);margin-bottom:.5rem;font-size:1.15rem;font-weight:700}.page-module___8aEwW__calloutText{color:var(--sc-on-surface-variant);font-size:.9375rem;line-height:1.65}.page-module___8aEwW__tableWrapper{-webkit-overflow-scrolling:touch;border:1px solid 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#0d7d6b4d}.page-module___8aEwW__netPayLabel{text-transform:uppercase;letter-spacing:.08em;opacity:.9;margin-bottom:4px;font-size:.8125rem;font-weight:600}.page-module___8aEwW__netPayAmount{font-family:var(--font-display);margin-bottom:8px;font-size:2.25rem;font-weight:700;line-height:1.1}.page-module___8aEwW__netPaySubBreakdown{opacity:.95;border-top:1px solid #fff3;justify-content:center;gap:16px;margin-top:6px;padding-top:8px;font-size:.875rem;display:flex}.page-module___8aEwW__insightCardsGrid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.25rem;margin:2rem 0;display:grid}.page-module___8aEwW__insightCard{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-lg);flex-direction:column;gap:8px;padding:1.5rem;display:flex;box-shadow:0 2px 6px 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.8fr;align-items:center;gap:4rem;display:grid}.page-module___8aEwW__trustTitle{font-family:var(--font-display);color:var(--sc-on-surface);margin-bottom:1.25rem;font-size:clamp(2.1rem,3.5vw,2.75rem);font-weight:700;line-height:1.18}.page-module___8aEwW__trustDesc{color:var(--sc-on-surface-variant);margin-bottom:1rem;font-size:1.0625rem;line-height:1.7}.page-module___8aEwW__statsGrid{grid-template-columns:1fr 1fr;gap:1rem;margin-top:2rem;display:grid}.page-module___8aEwW__statCard{background:var(--sc-white);border-radius:var(--r-lg);padding:1.35rem;box-shadow:0 2px 8px #201b130a}.page-module___8aEwW__statValue{font-family:var(--font-display);color:var(--sc-gold);margin-bottom:4px;font-size:2.15rem;font-weight:700;line-height:1}.page-module___8aEwW__statLabel{color:var(--sc-on-surface-variant);font-size:.8125rem;font-weight:600}.page-module___8aEwW__sourcesGrid{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.25rem;margin-top:2rem;display:grid}.page-module___8aEwW__sourceCard{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-md);color:var(--sc-on-surface-variant);padding:1.35rem;font-size:.875rem;line-height:1.6;box-shadow:0 1px 4px #201b1305}.page-module___8aEwW__sourceTitle{font-family:var(--font-display);color:var(--sc-teal-dark);margin-bottom:.35rem;font-size:1.05rem;font-weight:700}@media (max-width:1024px){.page-module___8aEwW__heroGrid,.page-module___8aEwW__trustGrid,.page-module___8aEwW__twoColLayout{grid-template-columns:1fr;gap:3rem}.page-module___8aEwW__stickyColumn{position:static}.page-module___8aEwW__benchmarksGrid{grid-template-columns:repeat(3,1fr)}.page-module___8aEwW__heroIllustration{justify-content:center}.page-module___8aEwW__statesGrid{grid-template-columns:1fr 1fr}}@media (max-width:768px){.page-module___8aEwW__hero{padding:48px 0 40px}.page-module___8aEwW__sectionWrapper{padding:64px 0}.page-module___8aEwW__benchmarksGrid{grid-template-columns:repeat(2,1fr)}.page-module___8aEwW__heroTitle{font-size:2.25rem}.page-module___8aEwW__heroActions{justify-content:flex-start}.page-module___8aEwW__mobileSwipeNotice{display:block}.page-module___8aEwW__statesGrid{grid-template-columns:1fr}}@media (max-width:540px){.page-module___8aEwW__benchmarksGrid,.page-module___8aEwW__statsGrid{grid-template-columns:1fr}.page-module___8aEwW__heroTitle{font-size:2rem}.page-module___8aEwW__receiptCard{padding:1.35rem}.page-module___8aEwW__announcementBar{padding:8px 0;font-size:.75rem;line-height:1.35}.page-module___8aEwW__announcementLink{text-align:center;justify-content:center;gap:4px}.page-module___8aEwW__heroDesc{margin-bottom:1.5rem;font-size:1rem}.page-module___8aEwW__heroActions{flex-direction:column;align-items:stretch;width:100%}.page-module___8aEwW__heroActions .page-module___8aEwW__btnPrimary,.page-module___8aEwW__heroActions .page-module___8aEwW__btnSecondary,.page-module___8aEwW__heroActions .page-module___8aEwW__btnGhost{justify-content:center;width:100%}}
.QuickNavPills-module__ew1l3W__navWrapper{z-index:40;-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--sc-outline-light);transition:all var(--ease);background:#fff8f3f2;padding:12px 0;position:sticky;top:64px}.QuickNavPills-module__ew1l3W__pillsScroll{-webkit-overflow-scrolling:touch;scrollbar-width:none;align-items:center;gap:10px;padding-bottom:4px;display:flex;overflow-x:auto}.QuickNavPills-module__ew1l3W__pillsScroll::-webkit-scrollbar{display:none}.QuickNavPills-module__ew1l3W__navLabel{color:var(--sc-gold-dark);text-transform:uppercase;letter-spacing:.06em;white-space:nowrap;margin-right:4px;font-size:.8125rem;font-weight:700}.QuickNavPills-module__ew1l3W__pill{white-space:nowrap;color:var(--sc-on-surface);background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-full);transition:all var(--ease);align-items:center;padding:6px 14px;font-size:.875rem;font-weight:600;text-decoration:none;display:inline-flex;box-shadow:0 1px 3px #201b130a}.QuickNavPills-module__ew1l3W__pill:hover{background:var(--sc-teal);color:#fff;border-color:var(--sc-teal);box-shadow:var(--shadow-card);transform:translateY(-1px)}@media (max-width:640px){.QuickNavPills-module__ew1l3W__navWrapper{top:calc(64px + env(safe-area-inset-top,0px));padding:10px 0}}
.CalculatorsCategoryGrid-module__FdAfBG__wrapper{margin-top:1.5rem}.CalculatorsCategoryGrid-module__FdAfBG__tabsContainer{-webkit-overflow-scrolling:touch;scrollbar-width:none;border-bottom:1px solid var(--sc-outline-light);align-items:center;gap:8px;margin-bottom:2rem;padding:4px 2px 16px;display:flex;overflow-x:auto}.CalculatorsCategoryGrid-module__FdAfBG__tabsContainer::-webkit-scrollbar{display:none}.CalculatorsCategoryGrid-module__FdAfBG__tabBtn{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-full);color:var(--sc-on-surface);cursor:pointer;white-space:nowrap;transition:all var(--ease);align-items:center;gap:6px;padding:8px 16px;font-family:inherit;font-size:.875rem;font-weight:600;display:inline-flex;box-shadow:0 1px 3px #201b1308}.CalculatorsCategoryGrid-module__FdAfBG__tabBtn:hover{background:var(--sc-surface-high);border-color:var(--sc-outline);transform:translateY(-1px)}.CalculatorsCategoryGrid-module__FdAfBG__tabBtnActive{box-shadow:0 3px 10px #0d7d6b40;background:var(--sc-teal)!important;color:#fff!important;border-color:var(--sc-teal)!important}.CalculatorsCategoryGrid-module__FdAfBG__tabIcon{font-size:1rem;line-height:1}.CalculatorsCategoryGrid-module__FdAfBG__tabText{font-weight:600}.CalculatorsCategoryGrid-module__FdAfBG__tabCount{border-radius:var(--r-full);background:var(--sc-surface-low);color:var(--sc-on-surface-variant);transition:background var(--ease);justify-content:center;align-items:center;padding:1px 7px;font-size:.75rem;font-weight:700;display:inline-flex}.CalculatorsCategoryGrid-module__FdAfBG__tabBtnActive .CalculatorsCategoryGrid-module__FdAfBG__tabCount{color:#fff;background:#ffffff40}.CalculatorsCategoryGrid-module__FdAfBG__toolsGrid{grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:1.5rem;display:grid}.CalculatorsCategoryGrid-module__FdAfBG__toolCard{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-lg);transition:transform var(--ease-md), box-shadow var(--ease-md), border-color var(--ease-md);flex-direction:column;padding:1.75rem;text-decoration:none;display:flex;position:relative;box-shadow:0 2px 8px #201b130a}.CalculatorsCategoryGrid-module__FdAfBG__toolCard:hover{box-shadow:var(--shadow-hover);border-color:var(--sc-gold-light);transform:translateY(-4px)}.CalculatorsCategoryGrid-module__FdAfBG__flagshipCard{border:1.5px solid var(--sc-gold);background:linear-gradient(#fff 0%,#fffcf8 100%);box-shadow:0 4px 14px #c8952a1a}.CalculatorsCategoryGrid-module__FdAfBG__flagshipCard:hover{border-color:var(--sc-gold-dark);box-shadow:0 8px 24px #c8952a2e}.CalculatorsCategoryGrid-module__FdAfBG__toolCardHeader{justify-content:space-between;align-items:center;margin-bottom:.85rem;display:flex}.CalculatorsCategoryGrid-module__FdAfBG__toolCardIcon{font-size:1.65rem;line-height:1}.CalculatorsCategoryGrid-module__FdAfBG__toolCardBadge{text-transform:uppercase;border-radius:var(--r-full);background:var(--sc-surface-mid);color:var(--sc-on-surface-variant);letter-spacing:.04em;padding:3px 9px;font-size:.6875rem;font-weight:700}.CalculatorsCategoryGrid-module__FdAfBG__flagshipBadge{text-transform:uppercase;border-radius:var(--r-full);background:var(--sc-gold-light);color:var(--sc-gold-dark);letter-spacing:.05em;padding:3px 10px;font-size:.6875rem;font-weight:700}.CalculatorsCategoryGrid-module__FdAfBG__toolCardTitle{font-family:var(--font-display);color:var(--sc-on-surface);margin-bottom:.65rem;font-size:1.15rem;font-weight:700;line-height:1.3}.CalculatorsCategoryGrid-module__FdAfBG__toolCardDesc{color:var(--sc-on-surface-variant);flex-grow:1;margin-bottom:1.25rem;font-size:.875rem;line-height:1.6}.CalculatorsCategoryGrid-module__FdAfBG__toolCardLink{color:var(--sc-teal);transition:gap var(--ease);align-items:center;gap:6px;font-size:.875rem;font-weight:700;display:inline-flex}.CalculatorsCategoryGrid-module__FdAfBG__arrowIcon{width:16px;height:16px;transition:transform var(--ease)}.CalculatorsCategoryGrid-module__FdAfBG__toolCard:hover .CalculatorsCategoryGrid-module__FdAfBG__arrowIcon{transform:translate(4px)}.CalculatorsCategoryGrid-module__FdAfBG__toolCard:hover .CalculatorsCategoryGrid-module__FdAfBG__toolCardLink{color:var(--sc-gold-dark)}
.DisciplinesExplorer-module__boWzUq__explorerWrapper{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-xl);box-shadow:var(--shadow-card);margin-top:2rem;padding:2.25rem}.DisciplinesExplorer-module__boWzUq__tabsRow{-webkit-overflow-scrolling:touch;border-bottom:1px solid var(--sc-outline-light);scrollbar-width:none;align-items:center;gap:8px;padding-bottom:1rem;display:flex;overflow-x:auto}.DisciplinesExplorer-module__boWzUq__tabsRow::-webkit-scrollbar{display:none}.DisciplinesExplorer-module__boWzUq__tabBtn{background:var(--sc-surface-low);border:1px solid var(--sc-outline-light);border-radius:var(--r-full);color:var(--sc-on-surface);cursor:pointer;white-space:nowrap;transition:all var(--ease);align-items:center;gap:6px;padding:8px 16px;font-family:inherit;font-size:.875rem;font-weight:600;display:inline-flex}.DisciplinesExplorer-module__boWzUq__tabBtn:hover{background:var(--sc-surface-high);transform:translateY(-1px)}.DisciplinesExplorer-module__boWzUq__tabBtnActive{box-shadow:0 3px 10px #0d7d6b40;background:var(--sc-teal)!important;color:#fff!important;border-color:var(--sc-teal)!important}.DisciplinesExplorer-module__boWzUq__tabIcon{font-size:1rem;line-height:1}.DisciplinesExplorer-module__boWzUq__tabName{font-weight:600}.DisciplinesExplorer-module__boWzUq__roleCount{border-radius:var(--r-full);color:inherit;background:#0000000f;justify-content:center;align-items:center;padding:1px 7px;font-size:.75rem;font-weight:700;display:inline-flex}.DisciplinesExplorer-module__boWzUq__tabBtnActive .DisciplinesExplorer-module__boWzUq__roleCount{color:#fff;background:#ffffff40}.DisciplinesExplorer-module__boWzUq__activeHeader{margin:1.75rem 0 1.5rem}.DisciplinesExplorer-module__boWzUq__activeTitleRow{align-items:center;gap:8px;margin-bottom:.4rem;display:flex}.DisciplinesExplorer-module__boWzUq__activeIcon{font-size:1.5rem}.DisciplinesExplorer-module__boWzUq__activeTitle{font-family:var(--font-display);color:var(--sc-on-surface);font-size:1.4rem;font-weight:700}.DisciplinesExplorer-module__boWzUq__activeDesc{color:var(--sc-on-surface-variant);max-width:760px;font-size:.9375rem;line-height:1.6}.DisciplinesExplorer-module__boWzUq__rolesGrid{grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:1rem;display:grid}.DisciplinesExplorer-module__boWzUq__roleCard{background:var(--sc-surface-low);border:1px solid var(--sc-outline-light);border-radius:var(--r-lg);transition:all var(--ease);justify-content:space-between;align-items:center;gap:12px;padding:1.15rem 1.25rem;text-decoration:none;display:flex;box-shadow:0 1px 4px #201b1305}.DisciplinesExplorer-module__boWzUq__roleCard:hover{background:var(--sc-white);border-color:var(--sc-gold);box-shadow:var(--shadow-card);transform:translateY(-2px)}.DisciplinesExplorer-module__boWzUq__roleInfo{flex-direction:column;gap:4px;display:flex}.DisciplinesExplorer-module__boWzUq__roleTitle{font-family:var(--font-display);color:var(--sc-on-surface);font-size:1rem;font-weight:700;line-height:1.3}.DisciplinesExplorer-module__boWzUq__levelBadge{color:var(--sc-gold-dark);background:var(--sc-gold-light);border-radius:var(--r-full);letter-spacing:.03em;width:fit-content;padding:2px 7px;font-size:.6875rem;font-weight:700;display:inline-block}.DisciplinesExplorer-module__boWzUq__arrow{color:var(--sc-teal);transition:transform var(--ease);flex-shrink:0;font-size:1.25rem;font-weight:700}.DisciplinesExplorer-module__boWzUq__roleCard:hover .DisciplinesExplorer-module__boWzUq__arrow{color:var(--sc-gold-dark);transform:translate(4px)}@media (max-width:640px){.DisciplinesExplorer-module__boWzUq__explorerWrapper{padding:1.5rem 1.25rem}.DisciplinesExplorer-module__boWzUq__rolesGrid{grid-template-columns:1fr}}
.FaqAccordion-module__G-LhHW__accordionContainer{flex-direction:column;gap:1.15rem;max-width:960px;margin:0 auto;display:flex}.FaqAccordion-module__G-LhHW__item{background:var(--sc-white);border:1px solid var(--sc-outline-light);border-radius:var(--r-xl);transition:all var(--ease-md);overflow:hidden;box-shadow:0 2px 8px #201b130a}.FaqAccordion-module__G-LhHW__itemOpen{border-color:var(--sc-gold);border-left:4px solid var(--sc-gold);box-shadow:var(--shadow-card)}.FaqAccordion-module__G-LhHW__questionBtn{text-align:left;cursor:pointer;width:100%;transition:background var(--ease);background:0 0;border:none;justify-content:space-between;align-items:center;gap:1.25rem;padding:1.5rem 1.75rem;font-family:inherit;display:flex}.FaqAccordion-module__G-LhHW__questionBtn:hover{background:var(--sc-surface-low)}.FaqAccordion-module__G-LhHW__questionMain{flex-direction:column;flex-grow:1;gap:6px;display:flex}.FaqAccordion-module__G-LhHW__questionMeta{align-items:center;gap:8px;display:flex}.FaqAccordion-module__G-LhHW__questionNumber{color:var(--sc-gold-dark);font-size:.75rem;font-weight:700}.FaqAccordion-module__G-LhHW__topicBadge{text-transform:uppercase;border-radius:var(--r-full);background:var(--sc-teal-light);color:var(--sc-teal-dark);letter-spacing:.04em;padding:2px 8px;font-size:.6875rem;font-weight:700}.FaqAccordion-module__G-LhHW__questionText{font-family:var(--font-display);color:var(--sc-on-surface);font-size:1.15rem;font-weight:700;line-height:1.35}.FaqAccordion-module__G-LhHW__chevronWrapper{background:var(--sc-surface-low);border-radius:var(--r-full);width:36px;height:36px;transition:all var(--ease);color:var(--sc-teal);flex-shrink:0;justify-content:center;align-items:center;display:flex}.FaqAccordion-module__G-LhHW__itemOpen .FaqAccordion-module__G-LhHW__chevronWrapper{background:var(--sc-teal);color:#fff}.FaqAccordion-module__G-LhHW__chevronSvg{width:18px;height:18px;transition:transform .25s}.FaqAccordion-module__G-LhHW__chevronOpen .FaqAccordion-module__G-LhHW__chevronSvg{transform:rotate(180deg)}.FaqAccordion-module__G-LhHW__answerWrapper{max-height:0;transition:max-height .32s cubic-bezier(.4,0,.2,1);overflow:hidden}.FaqAccordion-module__G-LhHW__answerOpen{max-height:1200px}.FaqAccordion-module__G-LhHW__answerContent{color:var(--sc-on-surface-variant);border-top:1px dashed var(--sc-surface-high);margin-top:.25rem;padding:1.25rem 1.75rem 1.75rem;font-size:1rem;line-height:1.75}.FaqAccordion-module__G-LhHW__answerContent p{margin-bottom:.85rem}.FaqAccordion-module__G-LhHW__answerContent p:last-child{margin-bottom:0}.FaqAccordion-module__G-LhHW__answerContent strong{color:var(--sc-on-surface)}@media (max-width:640px){.FaqAccordion-module__G-LhHW__questionBtn{gap:.75rem;padding:1.25rem 1rem}.FaqAccordion-module__G-LhHW__answerContent{padding:1rem 1rem 1.25rem}.FaqAccordion-module__G-LhHW__questionText{font-size:1.05rem}}